Necessary Steps to Take After Being Injured At Work
Even if you have been trained to take every precaution during work, still situations can arise where you might get injured. Accidents related to snow, rainy weather, inexperienced co-workers, equipment failure or unexpected incident while at work or on the clock can result in injury. When an accident happens at work, several steps should be taken to ensure the accident's safe and smooth management.
You find a list of steps in the preferred sequence below.
Report your injury
Report the injury to your employer or supervisor as soon as possible. There have been cases when the employers or the injured person's insurance provider denied the claim because it was not reported. Therefore, we suggest reporting the incident within 24 hours of happening, if immediately is not possible.
Letting the health care provider know that the injury is work-related
When you seek medical treatment, you should inform your doctor the injury was work-related and how it happened. Additionally, the doctor should refer to the injury as work-related in your medical reports. If your medical reports do not have the reason mentioned, most workers' compensation claims will deny financial responsibility. Check Louisiana workers' compensation benefits for more details.
Provide your employer with a notice of the incident
Every company has a standard injury reporting policy; however, each may vary. You should contact your employer as soon as possible and inform them about the incident. Explain in detail the events surrounding the accident and take notes, including whether an official accident report is created to prove the incident for future needs. The report will act as proof that you reported the case on time. Also, please obtain a copy of the report to keep it secured.
Keep track of your incurred expenses
Start and keep a diary of all missed days of work, all travel to and from doctors, physical therapy, pharmacy, and additional out-of-pocket expenses, including prescriptions.
You can qualify for a worker's compensation benefit, but that largely depends on the severity and the nature of the injury you incurred. In most cases, you can obtain reimbursement for your medical and prescription expenses, lost wages, the number of days you could not work, and travel expenses.
Contact your workers' compensation insurance broker for help
The process of claiming compensation be daunting and time-consuming. There are less reputable insurance adjusters that may use your given statements against you when you claim compensation. You will need to ensure you have someone to guide you. You will need to file an injury incident form, and a broker will be able to guide you through the paperwork.
You can follow all work-related safety measures, be very careful with what you do at work, and still find yourself in precarious situations. Knowing what to do after a work-related accident is crucial to compensation. Kelly Lee Insurance can guide you through Louisiana workers compensation claims benefits with an experienced hand.
Contact Kelly Lee Insurance if you need to obtain a policy or assistance with a current Louisiana workers compensation insurance policy.
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