Louisiana Renters Insurance
Kelly Lee Insurance represents over 50 independent carriers, we are confident we can find the coverage you need for your rental at prices you can afford. Our knowledgeable agents match policies to renters in Calcasieu, Cameron, Beauregard, and Acadiana Parishes. We look forward to working with you to a solution that fits your needs.
What does a Louisiana Renters Insurance Policy cover?
If the apartment complex or home you rent is damaged by a hurricane or storm, the owner or property management company is responsible for repairing their building. Yet, they are not responsible for replacing your damaged contents. Renter’s Insurance in Louisiana could cover items stolen during break-in, damaged during a fire, storm, or other covered peril as well as cover an injured guest's hospital bills if the injury occurred while visiting your residence.
What is renters insurance?
Renters insurance protects personal property when damage or loss occurs; it also protects your assets in the event someone is injured while visiting your property.
Renter’s Insurance can also cover eligible dependents while away at college. One typical renter’s insurance provision provides dependents with coverage of up to 10% of the parent's policy. Ask your insurance agent about the specific provisions of your policy.
Why purchase renters insurance in Louisiana?
Your landlord’s insurance does not cover a renters property in the event it is stolen or damaged due to fire, flood, or hurricane. Renters Insurance premiums average between $15 and $30 per month, depending on the dollar amount of the policyholder’s possessions, the location, and size of the rental unit.
Every insurance policy should be evaluated by the benefit of coverage on an individual basis. Your landlord's property insurance coverage takes care of damage to the building's structure; your policy will provide for your possessions. In addition to personal belongings and liability coverage, many renters insurance policies cover living expenses if your rental unit is considered uninhabitable.
Lawsuits alleging negligence are on the rise, protecting yourself in these circumstances is essential. The personal liability section of a renters policy provides you with legal defense. It can pay for damages if a court determines your negligence resulted in injury to another person or damage to their property.
What are your options?
Renters insurance policies provide two essential types of coverage, Liability and personal property.
Liability insurance coverage protects you against lawsuit claims that result from bodily injury or property damage caused in an accident while on the policyholder’s property.
Personal property coverage covers repair or replacement of personal belongings if they are destroyed, damaged, or stolen.
What is renters insurance?
Renters insurance protects personal property when damage or loss occurs; it also protects your assets in the event someone is injured while visiting your property.
Renter’s Insurance can also cover eligible dependents while away at college. One typical renter’s insurance provision provides dependents with coverage of up to 10% of the parent's policy. Ask your insurance agent about the specific provisions of your policy.
Why purchase renters insurance in Louisiana?
Your landlord’s insurance does not cover a renters property in the event it is stolen or damaged due to fire, flood, or hurricane. Renters Insurance premiums average between $15 and $30 per month, depending on the dollar amount of the policyholder’s possessions, the location, and size of the rental unit.
Every insurance policy should be evaluated by the benefit of coverage on an individual basis. Your landlord's property insurance coverage takes care of damage to the building's structure; your policy will provide for your possessions. In addition to personal belongings and liability coverage, many renters insurance policies cover living expenses if your rental unit is considered uninhabitable.
Lawsuits alleging negligence are on the rise, protecting yourself in these circumstances is essential. The personal liability section of a renters policy provides you with legal defense. It can pay for damages if a court determines your negligence resulted in injury to another person or damage to their property.
What are your options?
Renters insurance policies provide two essential types of coverage, Liability and personal property.
Liability insurance coverage protects you against lawsuit claims that result from bodily injury or property damage caused in an accident while on the policyholder’s property.
Personal property coverage covers repair or replacement of personal belongings if they are destroyed, damaged, or stolen.
Kelly Lee Insurance writes renters insurance policies throughout Louisiana, including Renters in Insurance New Orleans, Renters in Insurance Baton Rouge, Renters Insurance in Lafayette, Renters Insurance in Shreveport, Renters Insurance in Monroe and Renters Insurance in Lake Charles. To speak with a knowledgeable insurance agent to help you determine the best coverage for your situation, call Kelly Lee Insurance today (337) 656-2890.