Flood Insurance - Lake Charles LAFEMA has expressed concerned that there is an extensive lack of understanding by home and business owners about the often cost effective protection flood insurance provides. Because flood insurance is readily and cost effectively available. The average flood claim is $15,000 while the average flood insurance policy costs a little over $350 a year.
Business and homeowners believe they have protected their investments with insurance that fails to protect against the most common of all natural disasters, unless they also purchased a flood insurance policy. Homeowner, condo, and business insurance policies normally do not cover flooding damage. Unfortunately, there is a 30-day waiting period for new flood policies, so check the long-range weather forecasts and patterns for your area. |
FEMAFEMA has expressed concerned that there is an extensive lack of understanding by home and business owners about the often cost effective protection flood insurance provides. Because flood insurance is readily and cost effectively available. The average flood claim is $15,000 while the average flood insurance policy costs a little over $350 a year.
Business and homeowners believe they have protected their investments with insurance that fails to protect against the most common of all natural disasters, unless they also purchased a flood insurance policy. Homeowner, condo, and business insurance policies normally do not cover flooding damage. Unfortunately, there is a 30-day waiting period for new flood policies, so check the long-range weather forecasts and patterns for your area. |
Below are a few facts about flooding in the U.S.
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Check our state's flood history with FEMA's interactive data visualization tool. Move your cursor over each parish to see how many flooding events have happened in your area. This tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides more assistance for recovery.
Don't get caught without the protection of a flood insurance policy! Call Kelly Lee Insurance for your quote today.