Inland Marine & Cargo Insurance

​Inland Marine Coverage and Cargo Insurance is insurance for property/possessions in transit over land. Inland marine insurance provides coverage with indifference to the location of the covered property. Also known as "floater" policies. Inland marine coverage is generally broader than a typical property insurance policy.

​All Risks Coverage

​All risks coverage is property insurance that covers losses stemming from an unforeseen cause except those expressly excluded. All risks coverage is in contrast to named perils coverage, which applies only to specified risks, such as a flood and flood insurance.

​Builders Risk Policy

​A builder's risk policy is property insurance designed to cover property during the course of construction?

​Cargo Insurance

​Also called ocean or inland marine insurance covers property in transit.

​Equipment Floater

​An equipment floater is property insurance for equipment that is moved from one place to another frequently, such as equipment used in construction. Equipment floaters are a form of inland marine insurance.

​Fine Arts Coverage

​Fine arts coverage is another inland marine property insurance specifically for works of art. This policy is typically written for the value of the property.

​Floater Policy

​Floater policies are another inland marine property policy that covers personal property outside the coverage limits of a homeowner's policy, as can be the case with jewelry, furs, and expensive watches.

​Installation Floater

​Installation floater is an inland marine coverage on property (typically equipment) installed, erected, or fabricated by a contractor. This policy covers the property until the owner accepts the property.

​Jewelers Block Insurance

​Jewelers block insurance is another form of inland marine insurance designed to cover loss of or damage to jewelry in stock at a jewelry retailer, pawnbroker, wholesaler, or manufacturer.

​Named Perils Coverage

​Named peril coverage is property insurance that only covers loss caused by the peril, specially designated, such as flood insurance. Named perils coverage is in contrast to all risks coverage.

​​Ocean Marine Coverage

​Ocean marine insurance covers the transportation of merchandise or goods in transit by vessels or aviation, including foreign and domestic waters.

​Open Perils

​Open perils property insurance insures against loss to covered property from all causes except those that are specifically named.

​Property Insurance

Property insurance is first-party insurance that indemnifies the user or owner of a property for its loss, or loss of income-producing ability. ​

​Tool and Die Floater

Tool and die insurance floater is another inland marine coverage on specialized tools and metal molds used to produce custom metal parts or housings. This policy may be necessary if the equipment is used at another location. ​

​Transit Coverage

Transit coverage is inland marine coverage for the insured's property while in transit over land. Transit insurance could be necessary for a move from one state to another.