Ask how combining your Mobile Home and Auto Insurance Policies can save you money. Call for your quote today.
Kelly Lee Insurance represents over 50 independent carriers, we are confident we can find the coverage you need for your manufactured home at prices you can afford. Our knowledgeable agents match policies to manufactured homeowners in Calcasieu, Beauregard, and Acadiana Parishes. We look forward to working with you to a solution that fits your needs. Ask how bundling your homeowners and auto policy can save you money.
What does a Mobile Home Insurance Policy include?
Your home is likely your greatest investment, so it's important you understand how your insurance protects that investment. Homeowner’s insurance policies provide coverage for your home in six main areas: Dwelling, Separate Structures, Contents, Loss of Use, Personal Liability and Medical Payments. Depending on the specific insurance company you choose and the policy type, there are endorsements that can be added to protect items that could easily surpass your policy limits, items such as expensive collectibles, jewelry, heirlooms or a home based businesses.
- Dwelling (structure of the home)
This part of insurance is what helps protect the physical structure of your home, like the walls and the roof.
- Other structures
This part of the insurance helps protect the physical structure of buildings on your property that are separate from your home, such as a storage she or an unattached garage.
- Personal property
Personal property coverage helps protect the belongings inside your home, that can include furniture, audio equipment, smart televisions and more. If stolen or damaged outside of your home, personal property coverage could also help you replace them.
- Liability protection
Liability insurance can help protect you if someone is injured on your property and makes a claim against you or sues you for damages.
- Medical payments protection
This part of can cover the cost of medical expenses for a person who's injured on your property.